Thursday 26 April 2018

Best Cities to Be a Massage Therapist

The best cities to be a massage therapist are the locations where there are the most diverse job opportunities, cultural offerings and educational advantages. The fact is that this job is expected to see great employment increases. You can be a massage therapist anywhere in the world, even on a cruise ship sailing the seas, but some cities are better than others. The following are considered the best cities to be a massage therapist in the United States:

1. Dallas, Texas: This is considered one of the best cities to be a massage therapist because it is a major business and cultural center where therapists can explore many different health care settings such as hotels, resorts, spas and wellness centers. There are many career opportunities and average salaries start at $39,000 for recent graduates.

2. Houston, Texas: This is the fourth largest city in the United States, and it has become a multicultural hub of education, performing arts, sports and tourism. Starting salaries of $38,000 and abundant career opportunities make this an excellent location to practice the healing arts.

3. Phoenix, Arizona: With so many chiropractic clinics, fitness centers, health care facilities, medical offices, resorts and spas catering to professional athletes, retirees and vacationers, this desert city is ideal for massage. Average salaries of $42,000 and great demand for massage therapists sweeten the deal.

4. San Diego, California: It's easy to see why this is one of the best cities to be a massage therapist just from the warm, sunny beaches that call to vacationers year round. People love healthy living here, and there is a huge resort and spa tourism industry, so a massage school degree can help you earn a $42,000 average salary and a steady job.

5. Seattle, Washington: This northwest coastal city has the highest average salaries for massage therapists at $45,000, and local residents tend to embrace the healing arts. There are both public and private massage therapy practices to choose from throughout the city.

These top five best cities to be a massage therapist include sprawling metropolises, a desert oasis and coastal hot spots. They are all excellent cities to begin or continue a career as a massage practitioner.


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Online Motor Insurance Quotes - Is it Better to Get a Motor Insurance Quote Online?

Q: Is there a difference between online motor insurance quotes and the quotes I will get in person or over the telephone?

A: We believe there is a difference between online motor insurance quotes and the quotes you will get from an agent. We have found that online insurance quotes are sometimes not as accurate as quotes you get in person or over the phone.

The most likely reason for this is that the quotes you get online are more of an advertisement than the actual price a specific company is planning on charging you. This seems to be especially true of web sites that offer multiple quotes.

There are exceptions to this of course. Many reputable insurance companies will offer you an accurate quote online. The key is to visit the company's web site and not a third party site.

A good way to gauge if the site is likely to return an accurate quote is to see how much information the site requires. The more information that is collected the more likely it is the quote will be accurate.

Online motor insurance quotes can be a very useful tool when shopping for a policy. Just be sure you are dealing with a reputable company that is returning an actual quote and not an estimate.


If you're interested in getting some online motor insurance quotes to compare with your existing policy, or for new coverage, be sure to get multiple quotes so that you can compare the rates you're given. Many people make the mistake of going with the first quote they are given, and end up costing themselves hundreds of dollars a year in auto insurance premiums because they didn't take the time to shop around. When it comes to getting the best deal on auto insurance, a little shopping around can go a long way.
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Criminal Defense Attorneys in Florida - Fight Your Traffic Ticket in Port St Lucie

If you are charged with a traffic violation in Port St. Lucie, the first step to getting the charges dismissed is to hire a qualified criminal defense attorney to defend you. While this may appear to be a daunting task, it doesn't have to be. You could spend days agonizing over the pages upon pages of criminal defense attorneys in the yellow pages, but there is an easier way. All you need to do is get on the internet and do a general search for lawyers that handle the citation you've received that are available in your area. Then, you can read through their web sites, and find out all the information you need to know about their background, and how well they will be able to aid you in your fight.

Fight for your driving record

Too many people take for granted that once they are cited for speeding they must simply pay the fine, and have points put on their driving record. However, in the U.S. court system, everyone is innocent until proven guilty, so depending on how badly you want to avoid being charged with a traffic crime, you should always at least consider attempting to fight your charges. If nothing else, you can at least check out some of the available criminal defense attorneys in Florida. Most law firms offer a free initial consultation, so you can check out your options without wasting any money.

What happens next?


Unless you're willing to simply roll over and accept the charges that are against you for your traffic violation, then you need to try to fight your traffic ticket in Port St. Lucie. There is no guarantee that you will win your case, however, as long as you choose a qualified lawyer and ensure that you both fully understand your charges and all of your options, you will at least have a chance. And if nothing else, you may still end up paying the fine, but at least you tried to fight to keep your record clean.
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Wednesday 25 April 2018

Helping The Disabled With A Melwood Car Donation

The Melwood Car Donation program is designed to assist Melwood in its work with the disabled. Melwood, located in Upper Marlboro, Maryland, has spent the last four decades working to improve the lives of developmentally disabled people in the Washington DC, Maryland, and Virginia regions, and is devoted to helping the disabled find a functioning place in their communities.

Developmental disabilities are those which prevent children from being able to participate in their educational and social experiences in the same way as their non-disabled peers, and Melwood realizes that disabled children, when given a different sort of training, can become contributing members of society. Melwood has established the Melwood car donation program as a way to fund their various undertakings on behalf of the disabled.

100% of the proceeds from the Melwood car donation program are earmarked for the financing of projects to aid the developmentally disabled; these projects range from educational to recreational, to research, to finding employment opportunities. Everything Melwood does is aimed at letting the disabled realize their potential instead of dwelling on their shortcomings.

How To Make A Melwood Car Donation

Melwood has gone out of its way to make the Melwood car donation process as user friendly it can. You can begin your Melwood car donation either by calling their toll-free number at 1-877-MELWOOD to be walked through the process one step at a time, or you can visit the Melwood car donation website at:

[http://www.melwood.com/Donatecar/Index.htm].

The Melwood car donation website contains all the online forms you'll need to accomplish most of the process without leaving your computer. Even better, once all the details have been arranged, Melwood will take care of having it picked up.

How your Donation Will Benefit You

Your Melwood car donation will not only be a tremendous gift to the developmentally disabled; it will benefit you in the form of a tax deduction. Melwood will sell your car to help fund its work, and you will be able to write off the full amount of the sale on your next tax return. As long as you itemize your deductions, you can take a sizeable one for your Melwood car donation.


Since the Melwood car donation program began, over 150,000 vehicles have been donated to assist Melwood in assisting the developmentally disabled. The amount of good that has done is immeasurable, and you can keep the traditions going by adding your old car to the list!
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Confessions of a Freighter Pilot

"How many hours do you have in a Learjet?" the twenty six year old captain asked his new co-pilot.

"Ten."

The chief pilot had his reasons for sending these young crews out on these old freighters. He wanted them to not only be able to fly with part of the instrument panel not working, but also fly with a part of the plane not working. Deferred maintenance was the standard and not an exception. He wanted his crews to get high altitude thunderstorm flying experience without working radar. He wanted them to fly through being tired and fatigued and shoot perfect approaches when all they could think about was sleep.

"Get a taxi clearance, will ya pardner?" Donnie asked his new co-pilot. Donnie was all-pilot. All-pilots would rather fly than do anything else. He was in command of this Lear for two weeks and was already a hardened veteran of freight flying.

"Donnie, we're over gross weight," the co-pilot said as he finished the weight and balance paperwork. "Those boxes are full of ball bearings."

The jet was holding short of the runway and as soon as the DC-9 on the runway was airborne, it would be their turn.

Donnie checked his the figures. There was no question the airplane was too heavy. If he chose to taxi back and off load the extra weight, he could miss his takeoff window and in the morning, he could be replaced with another hungry-for-hours captain. His career as a pilot was on the line. He looked at his co-pilot who was waiting for instructions. He also knew their lives could be on the line, too.

"Tell them we're ready."

"San Jose Tower, Freight 807 is ready for takeoff," the copilot said through his boom microphone.

"Freight 807, San Jose Tower, cleared for takeoff."

"807 is rolling."

They were flying to Denver to meet three other Lears, a DC-9, and from out of the past, a copy of Sky King's plane, the legendary twin engine Beech 18.

"Power up," the co-pilot called as the old Lear started down the runway. "Steering. Pressures look good. Hydraulics are good. V1. Rotate. The jet stayed on the ground. The co-pilot looked at his captain friend who was straining to pull the nose of the plane off of the runway. "Rotate Donnie!"

The runway was slipping away faster than either of these pilots had ever seen. They should have been in the air 500 feet before but this Lear wasn't ready to fly. It was eating up runway at over 145 knots. The red runway end lights seemed like huge spotlights aimed at them as they raced toward the end of the runways and the waiting bay..

"Freight 807 do you have a problem?" the tower controller called out. He had seen plenty of Lears take off on this airport but had never seen a Lear use almost all of the runway. His finger hovered over the fire department alarm button. "Damn, those guys aren't going to make it," he said to another controller.

"Help me pull it off," Donnie asked his anxious co-pilot. As the two of them pulled back on the yoke, the old Lear finally gave up its death grip on the ground and lumbered into the air.

"Tower 807 is fine," the co-pilot called out.

"Roger 807. contact departure now."

Both pilots sat is silence as the jet climbed into the night sky. Donnie flew the departure and his co-pilot made all of the necessary radio calls, completed the after takeoff and climb checklists, and finished the paperwork. He knew if the FAA got wind of this, they would probably be waiting in Denver to go over the paperwork.

"Close, huh," the co-pilot said as he looked at his young captain with a sheepish grin. "Are you lucky or good?"

"Good."

"Do you think airline pilots fly under these circumstances?" his co-pilot asked.

"Hell no." Donnie answered. They have unions and attitudes. "What do you think? Left or right?" Donnie asked as he pointed out the front windshield at the tops of the thunderstorms lighting up directly ahead of them. The co-pilot squinted his eyes and tried to see the tops of the storms. A black mass in front of a flash of lightning could indicate a big cell that they couldn't see. The radar didn't work and it was an old single color green system that wasn't that good anyway.

"Left."

"OK, tell them left," Donnie said.

"Denver Center, Freight 807 would like to deviate left of course for weather."

"Freight 807, Denver Center, that's approved. Had a United heavy go through an area at your 10:30 position with no problems"

Donnie turned the Lear to the left to where the controller suggested. He was hand flying using two fingers at 43,000 feet and even in turbulence, he was keeping the plane within 100 feet of his assigned altitude. Donnie had great touch. Without a working autopilot, he had to have great touch.

"See anything?" he asked his co-pilot who was scanning the skies like human radar.

"Nothing," the co-pilot answered. "God I wish we had a moon." They could see the monster storms when the moon was out. Without a moon, it was good guessing that kept them out of the center of a mountain of thunderstorm with as much energy as a atomic bomb. Thunderstorms were not the only threat in this part of the country.

"Donnie, have you ever been in severe clear air turbulence?"

"Once," he answered. "Over Salt Lake. It rattled the entire plane and almost upset us." Both of these pilots had serious respect for the invisible waves of wind in the air. "It was on us and over in about ten seconds. Really something."

The co-pilot said nothing as he turned the radio to Denver's airport weather and started to write down what he heard. Moderate snow. Visibility a half mile of less. Breaking action on runway 35 right is still good. Light right crosswind.

"Freight 807 contact Denver Tower at the marker, ga night."

"807 Roger, ga night."

"Denver Tower, Freight 807 is at the outer marker inbound for 35 right."

"Freight 807, Denver tower, roger. Continue approach. Number two. United 7330 cleared to land."

Less than a mile separated the two planes but there was a huge differences in captain's pay. Donnie was making about $22,000 a year. His counterpart on the United 737 was making over $100,000 a year. They were both headed for the same runway in the same condition. The United was down and clear of the runway. It was Donnie's turn.

"Approach lights at twelve o'clock, go visual," his co-pilot called out. Donnie had flown the approach to precision and the proof came as he looked out the windshield. Directly in front of the windshield and clearly visible through the blowing snow was the running rabbit light that guided them to the runway.

"Nasty night, huh guys," the freight agent said as Donnie and his co-pilot entered the freight company shack. Their plane was already being unloaded and the freight was being reloaded on the DC-9 bound for Dayton, Ohio.

'Did the Beech 18 get in?" one of the other pilots asked.

"Not yet," the freight agent answered.

"That old 18 isn't gonna make it tonight," a young Lear co-pilot said confidently as he looked at the light snow coming down. "We got our teeth kicked out when we came across the front range. If he tries to fly that old bucket of bolts in here, he'll bring in more ice than freight. I bet they turned back."

"Five bucks says they make it," came the quick reply from one of the station agents.

"You're on."

The radio started to crackle in the background. They could hear the ground controller give the Beach 18 clearance to taxi to the freight ramp.

The crusty old pair of pilots laughed when the young jet pilot asked them how they managed to fly the old plane through all of that mountain turbulence, ice and snow.

"Tonight was a little rough," the old 18 captain said as he grinned and gulped a swallow of six hour old coffee. "My co-pilot looked out the right side and saw an elk looking down at us. For a minute, I wasn't exactly sure which canyon we were in. Almost clipped a semi along I-25 on the way in here."

The crews were soon on the way to the crew motel. Mexican cuisine and burgers. A very dimly lit bar. Worn out mattresses. A perfect place for freighter pilots.

"Did you hear Delta is hiring?" one pilot said as they all sat in the dimly lit bar eating a taco.

"Yeah, but they only hire Air Force jocks," another added. "I think I'm going to try to get on with that new Federal Express outfit. They're going places."

"Federal Express! All they've got are those three old Falcon 20's. It's no different than this."

"Hang in there, man. Eastern and Pan Am are going to be hiring in a couple of months," added another pilot.

"I've got a buddy who just got on with Frontier. Anybody know what's going on at Western?"

"Remember Scott, the Falcon 20 guy who used to come in here? He got a break and got on with that new People's Express airline. The employees own a big share of it and I hear they have a bunch of instant millionaires. Some people have all of the luck."

"Hey, Dave," one of the LA pilots asked. "How old are you?"

"Thirty two," he answered as he looked up from a plate of tacos and cold refried beans.

"Man, that's too bad. You don't have a chance getting on with an airline at that age. Thirty is tops."

Just as soon as the crews had gathered in the bar, they were gone. If they were lucky, they could get five hours of sleep before the crew bus was back ready to take them to the airport and a five o'clock departure.

"Sweet better-job dreams ole' buddy," his co-pilot said as he slammed the old pillow into a shape that might help him get some needed sleep. "You've paid your dues tonight."

"Night," Donnie said as he continued to enter the flight in his logbook. When he reached the remarks section of the logbook, he paused and looked at his new co-pilot now asleep. He looked down at his logbook and jotted down one word. Lucky.

There was no doubt that on this trip they both were.


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The Structured Annuity Settlement Explained


While the terms "structured annuity settlement" and "structured annuities" are often used, they are rarely explained in any detail. In the event that this is so, the following answers may be helpful:

How do you define structured annuity settlements? A structured annuity is when an insurance company gives out cash installments as payment to a qualified individual (for instance, he suffers an accident taken care of by insurance).


During a set amount of time, cash payments will periodically be made. Generally, this time period last as long as the claimant is alive. The cash installments may be paid through a variety of ways, including following a flat-rate amount, cash settlements and even lump sums.

You might wonder, what is the underlying mechanism that drives structured annuity settlements? A structured annuity settlement is a long duration contract, hence it becomes imperative that the people involved (especially the person who is entitled to receive it completely understand the following components: the policies for settlements, the payment schedule, the amount of each payment, and where it should be sent. He should even possess relevant documents (like a copy of the agreement and also the annuity application). The legal and regulatory problems with a settlement broker can be hard to assess.

What are some of the pros to structured annuity settlements? Those who get settlement disbursements can look forward to long-range financial peace of mind. Additionally, the money for annuity agreements is tax-free, on the condition that payment structures would stay the same as per the original agreement.

What are some of the cons to choosing a structured annuity settlement? Even though structured annuities have their benefits, your cash value of the total sum to be paid will depreciate. For instance, someone is supposed to receive $2,500 per payment. While in 2009 this might be significantly high, as inflation along with different variables (reasons like an economic recession, etc). The value of this will diminish over time. A lump sum can be obtained and is desirable to a structured annuity. This might be specifically a reality for persons who have a requirement for fast cash to cover expenses, or for investment purposes.

Many private financial companies have this option available. The Internet can be a great source of information on these programs. If you want to learn further information about structured annuities, search the internet for relevant websites. Here are several useful websites about structured annuities: http://www.structured-settlements-guide.com and http://www.integrityfunding.net/.


What are some helpful tools I can use to better understand this? There are many sites on the internet that can spell out the intricate details of the structured annuity settlement. Some info you may look out for include the relevant laws and regulations applicable to your area. Within the USA, for instance, Federal IRS statute 104 provides a description of structured settlement). Structured settlement discount rate calculators are available online to assist you in determining the best rate for your policy; you can also find sites that will provide you with expert advice on how to handle your annuity.
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Car Insurance Quote Comparisons in Colorado - Finding the Best CO Auto Insurance Quotes

Taking time out of your schedule to check out car insurance quote comparisons in Colorado may not be your idea of a fun time, but it is a worthwhile exercise. Drivers in CO, and in other parts of the United States, can save a considerable amount of money on their car insurance by comparing quotes from several insurance companies.

How Much Coverage Do You Need?

The first step before you start looking at quotes is to find out how much coverage you need. By law, Colorado drivers are required to carry a minimum level of insurance, but this may not enough for your needs. You need to consider the value of all of your assets and make sure you have sufficient car insurance coverage to make sure that they are protected.

Get Quotes For The Level Of Coverage You Need

Once you know how much insurance you want to buy, you can get quotes from a number of insurance companies for that level of coverage. By requesting quotes for the level of coverage that you need, it will make the process of comparing quotes from several companies a lot easier.

What If You File A Claim?

No matter how good the rate you are being quoted on premiums is, you need to get some more information before you can make a decision about which car insurance company is the right one for you. One thing you need to find out is whether your premiums will go up after you make a claim against your policy. Another important detail you need to make sure you understand is what circumstances your insurance company considers as serious enough to cancel your policy.

Comparing Colorado Auto Insurance Quotes Online

Once you go through these steps for auto insurance quote comparisons in Colorado, you will be well on your way to getting the best policy for your personal situation. You can start finding out what is available to you right now by comparing quotes from top companies side by side.



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victor lavic is a fun blogger and and a young entrepreneur with undying quest for knowledge

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